BISP Balance Check & Payment Withdrawal by CNIC (May 2025) – Complete Guide

BISP Balance Check Online by CNIC 2025 is now easier than ever through the official portal, mobile app, SMS service, and ATM. This guide helps you check your balance, withdraw your BISP payment, and resolve deduction issues — all updated for May 2025.

The Benazir Income Support Program (BISP) is a flagship government initiative providing financial assistance to millions of low-income families in Pakistan.

BISP (بینظیر انکم سپورٹ پروگرام) is Pakistan’s largest social safety net that delivers quarterly cash payments to deserving families. With digital access through web portals, mobile apps, SMS, and ATMs, beneficiaries can now manage their payments without visiting BISP centers frequently.

Latest BISP Kafalat Payment Update – 2025

• Payment Amount: PKR 13,500 per quarter
• Effective From: January 2025
• Announced By: BISP Chairperson Rubina Khalid
• Total Registered Families: Over 9.3 million (target: 10 million by end of 2025)

How to Do a BISP Balance Check Online by CNIC 2025

There are four easy methods to check your BISP balance using your CNIC:

Through the Official BISP Website

• Visit https://bisp.gov.pk and click on the 8171 Web Portal.
• Enter your CNIC number and click “معلوم کریں” / Check Balance.
• Your balance will be displayed on screen.

Using Benazir Raabta Mobile App

• Download the Benazir Raabta App from the Play Store or App Store.
• Open the app and allow permissions.
• Enter your CNIC.
• Tap Submit.
• Your payment details will appear.

If you don’t use a smartphone, visit a Benazir Khidmat Center to register your mobile number for 8171 SMS alerts.

By SMS (8171 Service)

• Open your SMS app.
• Type your 13-digit CNIC.
• Send it to 8171.
• You will receive a reply with your payment info.

Through ATM

• Go to HBL ATM or a BISP-partner bank ATM.
• Insert your BISP ATM card.
• Enter your PIN code.
• Select Balance Inquiry.
• Your current BISP balance will be shown.

How to Withdraw BISP Payment from ATM

You can withdraw your BISP Kafalat amount of Rs. 13,500 using HBL ATMs.

ATM Withdrawal Guide

• Insert your BISP ATM card at the HBL ATM.
• Select your language.
• Enter your 4-digit PIN.
• Select Cash Withdrawal.
• Choose “Current” or “Social Welfare” as account type.
• Enter the amount (e.g., 13,500).
• Collect your cash, receipt, and card.

Withdrawal via BISP Partner Shops

If you don’t have access to an ATM, you can withdraw from authorized BISP agents. Bring your CNIC, and biometric verification will be done. You will be given the full cash amount.

Why BISP Payments Get Deducted & What to Do

Common causes of deduction are listed below:

• Agent Cuts (Illegal): Some agents keep Rs. 500–1,000 without permission.
• ATM Fee (Rare): Usually, ATMs are free, but avoid non-partner ATMs.
• Biometric Retry Charges: Repeated fingerprint errors may affect transactions.
• Scams/Fake Messages: Fraudsters asking for fees or personal info.

If Your Payment Is Deducted, Do This:

• Ask for a receipt from the ATM or retailer.
• Note the shopkeeper’s details (name, location, phone number).
• Call the BISP helpline 8171 or 0800-26477.
• Visit the nearest BISP Office with your original CNIC, payment receipt, and complaint info.

Note: No one is allowed to deduct even 1 rupee from your BISP amount. You are entitled to the full Rs. 13,500.

Frequently Asked Questions (FAQs)

Q1: How do I check BISP ATM balance online?
Ans: Visit https://bisp.gov.pk, go to the 8171 Portal, enter CNIC, and click Check Balance.

Q2: Can I check Ehsaas payment via SMS?
Ans: Yes. Send your CNIC number to 8171. You’ll get a reply with the payment status.

Q3: What if my CNIC info is outdated?
Ans: Visit your nearest NADRA center, get it updated, then re-check your BISP status.

Q4: Is checking BISP balance free?
Ans: Yes, checking your balance online, by app, SMS, or ATM is 100% free.

Q5: What should I do if my payment is delayed?
Ans: Call 8171, visit the nearest BISP Office, and keep checking via the website or SMS.

Security Tips for Beneficiaries

• Never share your PIN or CNIC info with anyone.
• Only trust messages from 8171.
• Always ask for receipts from agents or ATMs.
• Report fraud immediately to the BISP helpline.

Final Thoughts

The system for BISP Balance Check Online by CNIC 2025 has greatly improved with better transparency, mobile access, and quick complaint resolution. Whether you’re checking online, via SMS, app, or ATM — everything is now easier and safer for beneficiaries.

Need Help? Visit the Ehsaas 8171 Program website or call the BISP Helpline at 8171.