Your PMT Score plays a major role in deciding whether you qualify for BISP programs in 2025. Most people don’t know what the score means, how it is calculated, or how to check it online. This complete guide explains everything in simple language, including the eligibility score, NSER survey details, score interpretation, and official checking methods prescribed by 8171 BISP Official.

If you’re trying to understand your BISP eligibility, this single page covers everything you need.

(Quick help → You can also visit the BISP Balance Check Online guide for CNIC verification.)

What Is PMT Score? (Explained Simply)

The PMT Score (Proxy Means Test Score) is a poverty measurement score used by the Government of Pakistan to determine whether a household qualifies for BISP financial support.

It is calculated through the NSER Survey and based on several factors such as income, housing, utilities, dependents, and asset ownership.

• The score ranges from 0 to 100
• Lower score = higher poverty
• Higher score = lower poverty

This system helps the government identify families who need the most financial assistance under programs like Benazir Kafalat, Taleemi Wazaif, and Nashonuma.

PMT Score Range & Meaning (0–100 Scale)

Below is the latest (2025 updated) interpretation of PMT score ranges:

PMT Score Range	Meaning	BISP Eligibility
0–16	Extreme poverty	Fully eligible
17–32	Low-income / poor	Eligible for Kafalat
33–40	Lower-middle income	Eligible for Taleemi Wazaif only
41–100	Middle-income	Not eligible

Examples to Understand PMT Scores

• A widow with 3 children and no employment → Score between 18–22
• A family with moderate rent & low income → Score around 26–32
• Government employee or vehicle owner → Score above 45

These examples help you understand why your household might fall into a certain category.

How to Check Your PMT Score Online (Step-by-Step)

Checking your score is simple and completely free.

Step 1:

Visit the official 8171 web portal.

Step 2:

Enter your CNIC number.

Step 3:

Solve the captcha.

Step 4:

Press “Submit” to view:
✔ Your PMT Score
✔ Your eligibility result
✔ Whether your survey is complete or pending

If you see “Under Verification,” it means your NSER dynamic survey is still being processed.

How the Government Calculates Your PMT Score (Real Formula Factors)

The actual PMT calculation uses more than 20 data points. The score is influenced by:

1. Monthly income of the household

• Lower income → lower PMT score

2. Housing status

• Katcha house = low score
• Pacca house = moderate score
• Owned house with multiple rooms = higher score

3. Utility usage

• High electricity bill increases PMT score
• Low units reduce it

4. Education level of main earner

• Higher education → higher PMT score

5. Employment type

• Daily wage jobs reduce PMT
• Govt & private jobs increase PMT

6. Household dependents

• More dependent children → lower score
• Elderly or disabled family members also reduce PMT

7. Asset ownership

• Car, motorcycle, AC, TV, freezer, etc. raise the PMT score
• Owning agricultural land also increases it

These combined elements determine whether you fall below the BISP PMT threshold.

Why Your PMT Score Might Be High

Many families are confused when their score comes out higher than expected. Here’s why it may happen:

• Your electricity usage is high
• Household income is registered above poverty threshold
• You own a car or motorcycle
• You live in a large house
• A family member has a salaried job
• Incorrect information was recorded during NSER survey
• Property or land is registered under your CNIC

Any of these factors can push your score above 32, which may affect your eligibility.

PMT Score Required for BISP Programs (2025 Updated)

Each BISP program has its own PMT requirement.

Benazir Kafalat – PMT Score Must Be 32 or Below

Families with 32 or lower are automatically considered for cash assistance.

Benazir Taleemi Wazaif – PMT Score 40 or Below

Even if your score is slightly higher (33–40), your children may still qualify for stipend support.

Benazir Nashonuma – Priority for PMT 25 or Below

Designed for pregnant women and infants.

BISP Dynamic Survey Requirement (2025)

If your PMT score rises above the threshold, BISP may require you to undergo a new dynamic survey to reassess your data.

How to Reduce Your PMT Score (Legal & Safe Methods)

You cannot manually change your PMT score, but you can correct wrong data:

✔ 1. Update family income changes

If someone lost a job or income decreased, file an update.

✔ 2. Report disability status

Disability significantly reduces PMT score.

✔ 3. Update widow or divorce status

Essential for accurate poverty assessment.

✔ 4. Correct household member count

If fewer members were recorded, your PMT may be artificially high.

✔ 5. Update living conditions

If your home is rented or katcha, ensure it’s recorded properly.

⚠ Never use illegal shortcuts—fraudulent data can permanently disqualify you from BISP.

PMT Score Verification Through NSER Survey (Full Guide)

The NSER team uses tablets to verify:

• House structure
• Assets
• Bills
• Family members
• Income proof
• Utilities
• Disability/medical documents

After verification, your PMT score updates automatically in the BISP system.

Types of surveys:

• Old NSER survey (initial data)
• Dynamic Survey 2025 (updated & more accurate)

If your score looks incorrect, visit the nearest BISP Tehsil Office to correct your survey.

PMT Score Complaints & Error Fixing

Common issues users face and how to solve them:

❌ Wrong PMT Score

→ Revisit Tehsil Office for data correction

❌ Family members missing

→ Add dependents through Dynamic Survey

❌ Wrong electricity or income record

→ Submit updated bills or employment documents

❌ CNIC not linked to household

→ Request manual linkage

❌ “Not Eligible” despite low income

→ Ask for re-survey verification

❌ Survey not completed

→ Complete it at the BISP office

You can also call BISP helpline for guidance (interlink internally).

Frequently Asked Questions (FAQ)

1. What is PMT Score in Pakistan?

A poverty measurement score between 0 and 100 used to determine BISP eligibility.

2. What PMT Score is required for BISP Kafalat?

32 or below.

3. How can I check my PMT score for free?

Through the official 8171 portal using your CNIC.

4. What is PMT 32?

A poverty threshold used for BISP Kafalat eligibility.

5. Why is my PMT score so high?

Because of income, utilities, assets, or incorrect survey information.

6. Can PMT Score increase automatically?

Yes, if your income or assets increase.

7. How do I reduce PMT score?

By updating correct household information at BISP.

8. Does PMT Score affect Taleemi Wazaif?

Yes—families with PMT 40 or below qualify.

9. What is PMT Score for widows?

Usually between 16–28, depending on total income.

10. Is PMT Score updated every year?

Yes, through dynamic surveys.

Conclusion

The PMT Score is one of the most important factors in determining your BISP eligibility in 2025. Understanding how it works makes the process easier, whether you’re checking eligibility, updating data, or applying for assistance programs. With accurate information and a completed dynamic survey, your score will always reflect your actual household condition.